It is important not to lose sight of the big picture:
Americans are beginning to understand that the essence of the Affordable Care Act is that millions of people are being conscripted to buy overpriced insurance they would never choose for themselves in order to afford Mr. Obama monies to spend on the poor and those who are medically uninsurable due to pre-existing conditions. Both Mr. Obama and Republicans are blowing smoke in claiming that the damage done to the individual market by the forced cancellation of "substandard" plans (i.e., those that don't meet the purposes of ObamaCare) can somehow be reversed at this point. It can't be.
And:
The basic idea behind Mr. Obama’s scheme is that government can better handle the complexities of medical care than the market can. Government scientists, technocrats and regulators think they have the collective brainpower to fairly manage a complicated, interconnected health care system and do it for less than businessmen could.
The planners got everything they wanted. They got to write the law without a single Republican looking over their shoulders. They had three years to do it with an essentially unlimited budget. The might of the entire federal government was called in to build HealthCare.gov. With all that, the Obamacare rollout was an epic failure of big government that was worthy of the old Soviet Union.
Obamacare is objectionable both morally and economically. It violates the liberty of the individual and central planning doesn't work.
There is no one top-down Solution. Solutions must be piecemeal and market-based. For starters: tort reform and direct payment by individuals for minor procedures and preventative care (check-ups, blood work, colonoscopies, etc.) Costs will come down just as automotive maintenance costs would skyrocket if oil changes and such were paid by automotive care insurance. Imagine taking your car in for an oil change, paying a $10 copay with the insurance company being billed $200, for what now costs the individual $20.
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