The Incoherence of ObamaCare 'Insurance'

One cannot insure against an event the probability of which is 1. It violates the very concept of insurance.

I have a homeowner's policy for which I pay about $400 a year.  It insures against various adverse events such as fire.  Suppose I didn't have the policy and my house catches fire.  Do you think I could call up an insurer and buy a policy to cover that preexisting condition?  Not for $400.  He might, however, sell me a policy on the spot for the replacement value of the house.

Or suppose I am on my deathbed enjoying (if that's the word) my last sunset.  Do you think I could buy a $500,000 term life policy for, say, $2 K per annum? 

Do you understand the concept of insurance?  Do you see how this relevant to ObamaCare?  If not, read this.